Payment Card and Banking System Solutions

Payment Cards and Banking Systems Tailored to Your Needs

Save time, costs, and worries with a professional payment card and banking system solution from DOBITO specialists. We offer complete services ranging from consulting, development, integration, and implementation to expert outsourcing.

☑️ Expert Consulting
Optimization of payment solutions and ensuring regulatory compliance.

☑️ Expert Outsourcing
Specialists for strategic and technical projects.

☑️ Payment System Transformation
Smooth transition to modern infrastructure.

☑️ Fintech Team Management
Efficient leadership of development teams with a focus on agility.

☑️ Payment Platform Development
Advanced solutions for card and transaction management.

26

Years of Experience

14

Successful Implementations in Europe, Middle East, and Asia

15

Payment card processors and payment card schemes

Professional payment systems tailored to you

Top-tier support, integration, and development management

Professional consulting

We help companies transition to new payment processors and optimize payment systems.

Outsourcing of Payment Systems Experts

Get top payment systems and IT experts. Our specialists will help with development, projects, and infrastructure.

We develop and integrate innovative payment solutions. We help companies stay competitive.

Transformational and Integration Projects

Leading development teams

We support companies in managing development and payment systems. We provide strategy and necessary resources.

Our Services

The DOBITO team successfully completed the full migration of our acquiring solution within the 'Picasso' project to a new banking entity within 24 months. From certification with VISA and Mastercard to the seamless transition of our merchants, including e-shops and POS terminals, to the new card processor. Their expert architecture design enabled us to expand into the Hungarian and Belgian markets while meeting all regulatory requirements of card associations and central banks.

Ottó Paulovics

CEO, K&H Payment Services and Head of International Acquiring, ČSOB

★★★★★

Top-tier payment infrastructure

Innovative technology for secure and efficient transaction systems

DOBITO Products

Light CMS Platform

Comprehensive platform for card and payment transaction management

LightCMS is an innovative and flexible platform designed for fintech companies and payment card issuers. With its modular architecture, it enables complete management of the entire card ecosystem – from card issuance, transaction authorization, to advanced fraud protection.

☑️ Support for All Card Schemes
Open (VISA, Mastercard) and closed (fleet, loyalty cards).

☑️ Independent Product Configuration on the Card Processor

☑️ Quick Implementation of New Card Processor Support

☑️ Easy Migration from Existing Card Processor to New One

☑️ Integration of Multiple Core Systems

☑️ Multi-Tenant Operation

☑️ Simple Integration

☑️ Multi-Currency Support

Revolutionary card management

LightCMS is a highly flexible payment card management system and one of the core modules of our platform. It gives fintech companies full control over the entire card ecosystem – from issuing and managing debit, credit, and prepaid cards, to corporate benefits, loyalty programs, digital wallets, and crypto assets.

☑️ Broad Product Support
Management of debit, credit, prepaid cards, corporate benefits, loyalty programs, and digital assets.

☑️ Dynamic Account Management
Full control over limits, spending, and card-to-account linking.

☑️ Scheme Compatibility
Support for Mastercard, Visa, and closed-loop payment systems.

☑️ Modern Technology
API-first design, fast integration, and support for various card processors.

☑️ Flexible Configuration
Dynamic control of limits, spending, and relationships between cards and accounts.

@Core Engine

Payment authorization without compromise

@Core Engine is a reliable solution for payment transaction authorization, seamlessly connecting core banking systems and card management. With independent payment approval, it ensures real-time transaction evaluation with minimal latency. @Core Engine provides a powerful transaction engine that strengthens your card ecosystem and ensures secure payment card management.

☑️ Fast processing
Simultaneous evaluation of multiple requests with no delays.

☑️ Continuous operation
Keeps running even during core banking system outages.

☑️ Independent authorization
No dependency on a specific payment processor.

☑️ Modular integration
Smooth connection with banking and card systems.

Fast payment decisions & protection

RDS is an advanced payment risk management system that enables instant payment approvals and real-time fraud detection. By analyzing thousands of operations per second, it identifies suspicious activity, minimizes risk, and ensures smooth transactions. 24/7 continuous monitoring protects against fraud without disrupting the payment process.

☑️ Lightning-fast approvals
Transaction verification in milliseconds.

☑️ Fraud detection
Real-time identification of risks and suspicious activities.

☑️ Continuous monitoring
24/7 system uptime with no interruptions.

☑️ Intelligent risk management
Dynamic rule adjustments for maximum security.

RDS

Clear card transaction manager

Trancore provides a comprehensive overview of card transactions and enables advanced transaction search through a Back-office GUI. The module links authorization and clearing, ensuring real-time, accurate transaction visibility. With a transparent data source, it allows tracking of transaction origins and their settlement with card schemes.

☑️ Comprehensive transaction overview
Full visibility into all card operations.

☑️ Advanced search
Detailed filtering via the Back-office GUI.

☑️ Detailed display
Multi-level connection between authorization and clearing.

☑️ Transparent data source
Clear insights into transaction origins and settlement.

Trancore

Loyalty Module

Reward your customers

The Loyalty Module by DOBITO helps companies increase customer loyalty, encourage repeat purchases, and create targeted marketing campaigns through a smart rewards system. Customers can collect points, cashback, or air miles, while you benefit from easy management and seamless integration into your system.

☑️ Increased loyalty and sales
Rewards motivate customers to shop more frequently.

☑️ Targeted campaigns powered by reward data
Supports personalized communication.

☑️ Flexible reward options
Points, cashback, or air miles based on customer preferences.

☑️ Easy integration and management
Fast deployment and intuitive control.

The DOBITO team was an integral part of the entire project from the very beginning. Together with us, they prepared both the tender specifications for the card processor selection and participated in its evaluation. The actual implementation of the entire 'card world', including integration with our systems, took place within just 4 months. Thorough performance and load testing of the delivered solution, including disaster recovery scenarios, gave us complete confidence when entering the card business.

Roman Bulguris

CEO, FlexiFin

★★★★★

Our Team – Payment Technology Experts

We are a group of top experts who are shaping the future of payment systems.

Michal Diviš

Project Manager &
Payment Card Specialist

Martin Skopeček

CEO &
Payment Card Specialist

Solution Architect

Martin Bardelčík

What do you gain by collaborating with DOBITO?

Experienced team of specialists

You gain access to experts with years of experience in payment cards and banking technologies.

Personalized approach

We tailor each solution to your needs and specific requirements.

Time and cost savings

With our solutions, you optimize payment processing costs and reduce administrative burden.

Integration with top card processors

We connect your payment systems with verified global partners.

Security and reliability

Our systems meet the highest security standards and regulatory requirements.

Reliable partner for payment system management

How Does Collaboration with DOBITO Work?

Consultation and Analysis

We will get acquainted with your needs and propose optimal tailor-made solutions.

Each step of collaboration with DOBITO is tailored to your needs.

1.

2.

Tailored Solution Design

We will prepare a detailed implementation plan, including a schedule and cost estimate.

3.

Implementation and Integration

We will implement the project and ensure seamless integration with your existing systems.

4.

Support and Development

We provide long-term support, monitoring, and regular solution updates.