All-in-One Platform for
Managing Cards and Payments

What Problems Does LightCMS Solve?

Slow and Complex Card Management

Weak Transaction Security

Hard-to-Integrate Banking Systems

LightCMS – The Next Generation of Payment Card Management. 
Intuitive. Comprehensive. Powerful. A single solution for the full spectrum of card products – from standard payment cards to corporate benefits and fleet management.

Efficient Card Product Management

LightCMS is an innovative payment card management system that enables fintech companies and card issuers to efficiently manage the entire lifecycle of card products – from issuance and account management to rule setting and restrictions. With its intuitive interface, cards can be easily organized, customized, and categorized to fit individual needs.

☑️ Complete Card Portfolio Management
Support for payment, benefit, and digital cards.

☑️ Physical, Virtual & Temporary Cards
Fast issuance and full digital card management.

☑️ Card Scheme Integration
Supports Mastercard, Visa, and closed-loop payment systems.

☑️ Clear Ecosystem Oversight
Control over accounts, cardholders, and product parameters.

☑️ Fast API Implementation
Easily connect to frontend channels.

Full Control Over Payment Cards

Manage Cards Efficiently, Securely, and Hassle-Free

The LightCMS system is designed to enable fast and seamless integration with banking infrastructure and other external providers. With its broad configurability and advanced features, it offers maximum control over the entire payment ecosystem.

☑️ Multi-Currency Support
Easily manage cards with support for multiple currencies.

☑️ Dynamic Spending Rules
Customizable limits and real-time transaction control.

☑️ Account-to-Card Linking
Support for one-to-many, many-to-one, and many-to-many models.

☑️ Seamless Integration
Adapters for easy connection to banking systems.

☑️ Efficient Card Product Management
Ensures security and regulatory compliance.

Who Is Our Platform For?

☑️ Startups offering corporate benefits and loyalty programs

☑️ Fintech startups with card products

☑️ Developers of digital wallets and crypto cards

☑️ Banks, financial institutions, and fintech startups

☑️ Companies issuing corporate payment cards

☑️ Fleet solution providers

Overview of Features:

Rapid onboarding of new card processors

Issuance and distribution of multi-currency cards

Support for various card types

– including payment cards, benefit cards, fleet cards, membership cards, eWallets, crypto cards, and tokens

Wide range of customizable restrictions

Support for international card schemes and closed-loop payment systems

Flexible card limits with detailed rule configuration for spend control

Easily implementable API layer for front-end channels

Efficient management and control of the full card lifecycle

Adaptable connectors for smooth integration with banking infrastructure

Support for multiple account-to-card relationship models

Everything you need for complete card management

Download

What’s inside the document?

☑️ Overview of features and key capabilities

☑️ Technical specifications and integration options

☑️ Business benefits and advantages

☑️ Support and security standards

Frequently Asked Questions

Our card processor only supports a limited set of card limits and restrictions. Can we define our own business-specific rules?

Yes, the Trancore system is designed as a multi-tenant solution that allows you to flexibly define your own card limits and restrictions, independently of the capabilities of the card processor or scheme.

Within each card program, you can:

• Precisely configure supported transaction types

• Define custom card limits, such as daily or monthly ATM withdrawal limits, e-commerce spending limits, or limits for specific merchant types

• Apply additional behavioral restrictions, such as:

  • Geographical limits

  • Blocking magnetic stripe transactions

  • Blocking non-3D Secure e-commerce transactions

Thanks to this flexibility, Trancore provides comprehensive protection for individual cards or entire card portfolios based on your exact business needs—completely independent of the processor or scheme limitations.

What types of business entities can be managed within the CMS?

The Trancore system enables the configuration and management of a wide range of business entities, going far beyond traditional payment card records. Within the CMS, you can define and manage the following key entities in detail:

• Payment Cards – Full product-level configuration, including limits, restrictions, and transaction rules.

• Digital Wallets – Comprehensive registry and management of digital wallets (e.g. Apple Pay, Google Pay, and similar services).

• Wallet Tokens – Management of all tokens issued by digital wallet providers (Apple, Google, and other tokenization platforms).

• Other Digital Identifiers – Tracking and management of additional digital payment methods and identifiers.

• Physical Payment Identifiers – Configuration and control of other physical payment instruments beyond traditional cards.

• Personalization Bureaus – Strategic setup and management of payment instrument production, including distribution across multiple personalization bureaus.

Thanks to this flexibility, Trancore enables efficient management not only of a traditional card portfolio, but of the entire modern payment ecosystem, precisely aligned with your organization’s business needs.

Professional solutions for payment cards and banking systems

Contact us to find out how DOBITO can help you.