Comprehensive card transaction management

What problems does Trancore solve?

Inefficient transaction management

Lack of control over authorizations and clearing

Manual oversight and payment reconciliation

TranCore connects authorizations, clearing, and settlement in one place. It enables fast transaction search, automates discrepancy checks, and eliminates manual oversight. Accessible via portal and API, it ensures efficient and transparent payment management.

Complete oversight of card transactions

Trancore is a card transaction management module that provides a detailed overview of all payments made using payment cards. It enables advanced transaction search, efficient data filtering, and fast payment reconciliation. With automated daily reports and error alerts, it ensures accurate transaction processing.

☑️ Complete Overview
All card transactions in one place

☑️ Advanced Search
Detailed transaction filtering

☑️ Fast Reconciliation
Daily reports and error notifications

Full Control and Visibility of Transactions

Centralized solution for managing and monitoring payment transactions

Keep your transactions under control in real-time

Give your customers maximum clarity, comfort, and security in their daily card usage.
With advanced transaction data enrichment and in collaboration with our partners Dateio and Triple, we offer:

☑️ Automatic Transaction Categorization
Clearly segmented spending for easier financial insight

☑️ Clear Merchant Identification
No more cryptic names – always a recognizable merchant label

☑️ Precise GPS Location of Stores
Instantly see where each transaction took place

☑️ Verified Merchant Info, Including Contact Details
Quick access for inquiries or disputes

☑️ Transparent E-commerce Subscription Tracking
Stay on top of your recurring online payments – no more surprises

☑️ Effective Detection of Suspicious Transactions
Advanced fraud protection and unauthorized payment prevention

Enhance Transactions. Elevate Experience.

Overview of all transactions:

All card operations unified in one interface for maximum transparency.

Advanced search:

Detailed filters and parameters in an intuitive back-office interface.

Detailed view:

Integration of authorization and clearing data within a sophisticated matching system.

Transparent data:

Clear identification of the source and settlement method for each transaction.

Intuitive interface:

Easy navigation across sections: Authentication, Authorization, Clearing, Transactions, Disputes, and Settlements.

Automated control:

Daily reconciliation with alerts for discrepancies.

Access via GUI and API:

Convenient control through both a web portal and API interface.

Download:

Want to learn more about this product?Download a detailed PDF document with all the key information, specifications, and integration options.

What’s inside the document?

☑️ Overview of features and key capabilities

☑️ Technical specifications and integration options

☑️ Business benefits and advantages

☑️ Support and security standards

Frequently Asked Questions

What Input Data Does Trancore Use?

Trancore processes several types of input data to perform comprehensive evaluation and analysis of card transactions. Specifically, it works with the following data sources:

• 3DS Authentication Data – information gathered during the 3D Secure process for online payment verification

• Transaction Authorizations – data on all authorizations, both approved and declined

• Clearing Messages – detailed records of transactions that were authorized and successfully cleared

• Chargebacks – information on transaction reversals, disputes, and their resolution

• Settlement Reports – complete data summarizing the financial settlement of transactions between key parties (e.g., issuers, acquirers, and card schemes)

By combining these data sources, Trancore provides deep analytics, insights, and supports effective risk management and decision-making in the area of card operations.

Which Storage Systems Can Trancore Use to Retrieve Clearing and Settlement Data?

Trancore supports automated loading and processing of clearing and settlement data from various types of storage systems and interfaces. Specifically, it can retrieve data from the following sources:

• SFTP (Secure File Transfer Protocol) – secure file transfer

• Amazon S3 (Simple Storage Service) – cloud-based object storage

• REST API – standard data transfer interface over HTTP(S)

• WebDAV (Web-based Distributed Authoring and Versioning) – HTTP extension for remote file management

These options enable flexible integration with diverse systems and ensure secure, automated, and efficient transfer of clearing and settlement data into Trancore without the need for manual intervention.

Can I Get a Detailed Overview of Interchange Fees?

Yes, Trancore provides a detailed overview of interchange fees. The system processes complete and granular data from clearing messages, delivered in the original association formats provided by Mastercard and VISA.

This allows Trancore to accurately identify the interchange fee assigned to each individual transaction. Users gain not only a high-level overview, but also in-depth insight into the fee structure, enabling them to perform advanced analysis, manage the profitability of card products, and optimize their business strategies.

Can Trancore Perform Automatic Reconciliation?

Yes, Trancore supports automatic reconciliation for card transactions. In the card business, reconciliation involves comparing clearing records with the actual settled funds, allowing the identification of any discrepancies.

Thanks to its advanced matching mechanisms, Trancore performs this comparison automatically on a daily basis, quickly and accurately detecting any mismatches between expected and received amounts.

If discrepancies are found, the system proactively alerts back-office staff and provides detailed information necessary for targeted investigation. This greatly simplifies and accelerates issue resolution as part of daily operations.